Although we rely mostly on digital payments still we should know how to fill out a check. People filling out a check for the first time might have different questions. In this post, we will see how to write a check with cents, and check examples.
It is fact that online banking makes tracking expenses and checking bank accounts easier than a checkbook. It is also true that that writing a check isn’t easier thought for some people. In fact, according to recent reports one-fifth of millennials never even write a check.
Still, all the reasons checks aren’t dying as it was reported in 2016 that customers wrote almost a billion checks. Michelle Moore, Bank of America’s head of digital banking said Checks will be around for a while.
How to write a check
You might have some questions, like where to sign a check, how to write a check with cents, how to write a void check, and how to fill out a check. Let us answer your questions with a quick 6 easy steps:
- Write a Date
- Write the name of Recipient
- Amount of Check
- The monetary amount of the check in word form
- Sign the Check
- Fill out the memo section
Writing a Date:-
Write the date on the line that you can see in the upper right-hand corner. You can see a blank space next to or above the word “Date.” Here remember as the check is a legal document, so you should always write the date that you sign at the bottom of the check.
Write the name of the Recipient:-
Write the name of the person or company to whom you’re sending the check. If it’s a company and you’re not sure exactly what it’s called, make sure you get that information right before you write the check.
- Include both first and last names for individuals and if they are a ‘Jr.’ or a ‘Sr.’ include this as well.
- If the check is sent to an organization, write its full name and not use acronyms unless explicitly given permission
Amount of Check:-
Write the amount of the check to the right of the dollar sign like for check of twenty dollars, write “20.00.
The monetary amount of the check in word form:-
I there are cents then express them as cents or write “even” at the end of the amount so that no one could add more money to amount.
Sign the Check:-
Sign the check on the line in the bottom right corner and if you didn’t personally sign your check would be invalid.
Fill out the memo section:-
Although this step is optional but it can be helpful to write a note to yourself or for recipient.
How to write a check with Cents
If you want to write a check with cents you’ll write the amount using numbers in the dollar box. This dollar box will be on the right side of your check next to the dollar bill sign – “$”.
Start by writing the number of dollars, decimal point, and then the number of cents.
How to write a void check
A voided check has the word “VOID” written across the front of the check. This check could be blank or partially written, and “VOID” indicates that check can’t be accepted for payment. However, the check can still be used for information needed for electronic payments.
In order to write a void check first you need to Write the word VOID in large, then clear letters in the PAYMENT AMOUNT BOX. After this write the word VOID in large and clear letters on the SIGNATURE LINE.
Now record the check is voided in your check register on and or offline. If the voided check is to be sent to set up direct deposit or debit, make a copy for your records.
How to Write Dollar in Words?
Use commas only with dollar amounts with at least five digits and write the word“dollars” at the end. Let take an example: write $15,237 as fifteen thousand, two hundred thirty-seven dollars.” When you write an amount that includes a cents figure, write the word “and” after the word dollars.